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any empathetic affordable life insurers out there???
ksh123
Posts: 1,248 Forumite
I posted this in a life insurance thread and got 2 helpful replies but thought I would also try here (moderators allowing:)) in case anyone has some similar experience I could benefit from - thanks
I am worried about not having life insurance but finding it very difficult to find an insurer, even with an IFA. I have just been turned down by L&G even after a largely positive medical carried out by my GP. I have a variety of medical conditions, none of which are life threatening per se but I am 53, fat(related to 2 of the medical conditions) and a smoker.
Despite these medical conditions my health is largely good, in fact I am fitter than many of my thinner,non smoking friends; and I do not have any blood pressure or heart problems. So I don't expect to pop my clogs for a while to come but accidents do of course happen and I don't want my daughter (my only relative)to be left with my debts.
The trouble is I am on incapacity benefit so need something affordable if possible.
Can anyone help?
I am worried about not having life insurance but finding it very difficult to find an insurer, even with an IFA. I have just been turned down by L&G even after a largely positive medical carried out by my GP. I have a variety of medical conditions, none of which are life threatening per se but I am 53, fat(related to 2 of the medical conditions) and a smoker.
Despite these medical conditions my health is largely good, in fact I am fitter than many of my thinner,non smoking friends; and I do not have any blood pressure or heart problems. So I don't expect to pop my clogs for a while to come but accidents do of course happen and I don't want my daughter (my only relative)to be left with my debts.
The trouble is I am on incapacity benefit so need something affordable if possible.
Can anyone help?
Stop looking for answers....
The most you can hope for are clues.....:)
The most you can hope for are clues.....:)
0
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