Time for the fightback

birmingham_born

Hello all

Been a lurker on here for a while and finally posting, I have decided that today is the day that I stop ignoring the letters and the phone calls and make my first move towards being debt free

Without going into too much detail on it all the last two years have been a big struggle for me and my partner ( she has been raped and lost both her parents in this time) and with missing work/ trying to cope we have slipped into £6k worth of debt

Luckily I have nothing that has been passed onto baliffs etc at this stage but have 2 that have been passed onto collection agencies so will tackle those immediatly

The fightback starts here

I will put up my incomes/outgoings while at work 2moro so I can get some more detailed advice

Horace

Hi and welcome to the forum - I am sure that when you post your SOA tomorrow people will be along to give advice on how to make savings etc:D .

waddy_2

hello
dont know quite how to start but felt i had to acknowledge your post. really sorry about your partner and hope everything will start to get better. loads of people will be willing to offer good advice, nothing cant be sorted. the worst bit is admitting there is a problem and posting the god damn thing on here for the whole world to see!!! well done for taking the first step. good luck.

kika

Just wanted to say good luck, things can only get better now.

katyw

Hello and welcome.

I didn't want to read and run. I'm really sorry to hear about your partner, I hope you're both okay. I understand it has probably been hard on you as well in that time.

Well done for having your lightbulb moment.....keep posting on here as everyone will look after you, and no-one will judge you. (I've spent to much and am now paying it off!) We'll also keep you on the straight and narrow.

As you'll probably be told a few times yet, post your statement of affairs (on the first page of the DFW forum there is a sticky at the top), and we'll help you to pay off those debts.

Good luck

x

churchrat

hello and welcome to the strange land of mse
sorry to read about the terrible time that you both have suffered, but as you say, now the fight back starts.
don't be afraid to post your soa (sticky at the top of the page) and you will get lots of good advice.
things can move very quickly on this forum, so if your post slips off page one it doesn't mean its been ignored, just keep posting!
and goodluck

marksandsparksgal

Just echoing good wishes and hello!

Churchrat makes an excellent point, keep posting. There are thousands who read and post so things do get lost quite a bit - don't get disheartened if your thread sometimes drops a bit. :-)

Keep posting, as the people on here and a mine of useful info!

Once again, welcome.

x

kika

Keep posting and don't give up, you'll find friends on here who are going through it.
marksandsparksgal I like your name but feel I should warn you David Tennant is mine, he just doesn't know it yet!