loan assistance

stonehouse_88

:money: Hello.

I was wondering if anybody had any ideas the best way to go about getting a loan, about £3500...thing is, im 19 and my fiancee is 20 so most places wont touch us cos we arent 21

we are tenants in a unfurnished private 3 bedroom house.

she works, on 13000 a year, and i recently lost my job but am looking for a full time job, so hopefully ill be on roughly the same before long

need £3500 over say 5-8 years...whatever the term, and roughly 60-80£ a month repayment

my credit isnt too good due to BT contract previously, but my fiancee's should be really good.

just got 100£ overdraft at bank to get us thru this month =[

Rafter

stonehouse,

Lots of things counting against you...... age, lack of income, poor credit history, lack of assets (ie your own home).

You need to make sure you are getting any housing or other benefits you are entitled to as a result of losing your job.

You need to get a job, ASAP and do anything you can while you are looking for a new one.

Your only option is going to be to ask parents to loan you the money or guarantee the loan for you.

Please don't get into the trap of borrowing money to pay everyday bills/ rent etc. £60-£80 per month for 5-8 years doesn't sound too bad, but you really don't want to be paying last months rent in 2016.

Good luck

R.