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DFS Sofas and Cash Vs Interest Free Credit

Hi

We are looking to buy a 3 seat sofa, 2 chairs and footstool from the DFS range here

http://www.dfsonline.co.uk/sofas/leather/donnington/159/2513/0/all

Having read various reviews both here and elsewhere on the web we thought we'd visit various DFS showrooms to see if we got different twaddle off different salesmen about the same range. We're happy that we have found what we want but I always get a sweat on when I've to buy something of a certain value and the total here is £2130.

First question is, has anyone reading already purchased the Donnington sofa? Is it ok?

The second thing I wanted to ask was about cash versus the 4 year interest free offer they do. I always like to pay things off there and then and even though it's interest free for 4 years I don't like having debts hanging about and going through credit checks etc etc. I do have the money available to pay in cash but with cash do you lose any rights over other payment methods? With cash should I be able to get the price down by a few %?

Cheers
TinTin
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