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Mortage Period Over
crnvg
Posts: 13 Forumite
Hi everyone;
I have 2 year tracker with halifax and it expires in August. I am not working at the moment but I have never missed a payment and my credit score is good. Payments are coming from my family. When I want to get a new interest rate from halifax, would that be a problem???
Many thanks
I have 2 year tracker with halifax and it expires in August. I am not working at the moment but I have never missed a payment and my credit score is good. Payments are coming from my family. When I want to get a new interest rate from halifax, would that be a problem???
Many thanks
0
Comments
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It shouldn't be as Halifax won't underwrite the mortgage again as you're already with them.0
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Thank for that, I also have few other concerns and really would appreciate any advice you can give me. I would like to rent out my property and I need their permission for that and I would like to get that permission as soon as possible to be able to plan ahead. (I am moving abroad) If I ask for that permission now, you think I should tell them that I am not unemployed? And then applying for a new rate in a month time, would that create any problem?0
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Halifax have some deals for existing customers and they are available upto two months before your current deal ends. See their website.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
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