We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Letter from Provident personal credit-

2»

Comments

  • arhh so thats what your doing now Phil (the one of the right, can't remember if its Hale or Pace- does look a little like you;) )
    The first time we said hello, was the first time we said goodbye. As the angels took your tiny hand and flew you to the sky-you forever left us breathless. RIP my beautiful granddaughter :(
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Shhhh...its a little sideline i've started

    damn i've said too much..............................................................
    We all die. The goal isn't to live forever, the goal is to create something that will
  • ian360
    ian360 Posts: 68 Forumite
    I just went on there loan calculator... If I want to borrow just £50, it has an APR of 365.1% hahahahahahaha.......... You've gotta be kidding me...

    I am so glad that they are a name I can trust! :)
  • ian360
    ian360 Posts: 68 Forumite
    Shhhh...its a little sideline i've started

    damn i've said too much..............................................................

    Hahahaha..... Funny!
  • 365.1%:eek: :eek: :eek: :eek:

    I've found a great company that offers me loans with no credit checks, only a few questions, no repayment hassle, no minimum payments, 0% APR and the collector is really friendly. My Dad:D :heart2:
    The first time we said hello, was the first time we said goodbye. As the angels took your tiny hand and flew you to the sky-you forever left us breathless. RIP my beautiful granddaughter :(
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    good old bank of M&D.......nothing but good words for them :D
    We all die. The goal isn't to live forever, the goal is to create something that will
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    ian360 wrote: »
    I just went on there loan calculator... If I want to borrow just £50, it has an APR of 365.1% hahahahahahaha.......... You've gotta be kidding me...

    I am so glad that they are a name I can trust! :)

    Ahh you found our site I see..I can send one of our "freindly" operatives to your home address to assist in completing paperwork should you need any help ;)
    We all die. The goal isn't to live forever, the goal is to create something that will
  • ian360
    ian360 Posts: 68 Forumite
    Ahh you found our site I see..I can send one of our "freindly" operatives to your home address to assist in completing paperwork should you need any help ;)

    Okay great... Would they come and see me on a Sunday? Or would there be an additional (yet I am sure very reasonable) surcharge for that?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.