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Friday 06/06/08 What small dfw things have you done today???

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.



Anyway today i have/will
  • Checked internet banking
  • Clicks
  • Storecupboard lunch
  • Cook tea for oldies and eat for free
  • DD to share a vets visit with someone else at stables so halving the call out fee for vet to look at horse - (treatment is covered by insurance thankfully)
Changed my hours at work from now on will be starting an hour earlier at 8am so will be posting the thread earlier, hope it doesn't disappear off the boards before you all appear:o

Have a good day everyone:D :D:D
Candy - good luck for the interview.
Reduce,re-use, recycle.






«13

Comments

  • Candy0107
    Candy0107 Posts: 1,645 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    sophiesmum wrote: »
    Candy - good luck for the interview.


    Hi,
    Thanks for the good luck ~ made me smile that you remembered :j (makes me feel loved - THANK YOU!!!)

    Yes, today is interview day, just on the net looking at their website. The company is a major employer where I live, so really want the job.

    But, before the interview (15:30 :rolleyes: ~ am a bit nervous) I am popping to see an agency that I used to work for. The consultant kept my number from a previous job, called me out of the blue for an interview for the job I am currently contracting on. Anyhow, about 2 weeks ago called the agency to speak to her and they told me that she had left. So, about a week ago, I got an email from her saying where she was, and what she was doing. So the upshot is, that I am going to register with this other agency as well. Need to tink on my toes, as life might get a bit complicated otherwise!

    Oh, and had a telephone interview Wednesday for yet another job (different agency again), and yesterday was informed that they would like to see me for a face to face interview! :j.

    As I am off work today, I had to leave my holiday form for my manager to sign (she was out of the office yesterday). When 'management' asked me what the holiday was for, I replied I have an interview, their response was 'oh'. I need to get my backside into gear, as my contract runs out at the end of July (just in time for all the graduates ~ Thanks :mad:)

    So, to the task in hand:
    Today I have/will do:
    • checked internet banking
    • moved money and paid phone bill (already had a reminder)
    • done daily clicks
    • hung washing out to line dry (at the moment, I live on a building site, so there is loads of dust ~ I think they call it Urban Regeneration)
    • buy a bus ticket that I can use all day, as I think that I will be making 2 return trips to town today
    Think that is about it, but if there is any more gossip, I will re-post.

    Have a great day everyone and take care
    Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
  • crawley_girl
    crawley_girl Posts: 2,010 Forumite
    Part of the Furniture Combo Breaker
    Morning, morning

    Today I:
    * am working a few more hrs at work this afternoon/ evening
    * will get bus to and from work using free bus pass
    * will get lunch and dinner for free at work
    * have checked online banking
    * must remember to ger petty cash owed to me from work
    * will do some work on my NVQ later

    :heartpuls CG :heartpuls
    Ever wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.
  • ooh, best of luck Candy! got everything crossed!

    Today I have
    • worn my new benefit lipgloss free with glamour magazine yesterday ;)
    • done a piggy click
    • checked my internet banking
    • brought in breakfast and lunch
    • advised OH to buy his swiss francs from a bureau de change, not at the airport!
    and I will
    • check the accounts sheet is up to date (as if it wouldn't be!!)
    • go for dinner with the girls but just pizza before going to see SATC film, yay! and I won't spend anything apart from that. :j
    happy friday
    Claire
  • PS also had exactly £25 in tesco clubcard vouchers, so have ordered £50 of wine double-up tokens, 12 bottles for the price of delivery! how could I forget that? :rolleyes: who wants a vino? Bit early maybe...

    And another edit - just called up my breakdown company and downgraded to their standard one (get it through civil service so cheaper than RAC/AA quidco), saved £25! So that gives me a bit more breathing space (plus it's OH's birthday in a couple of weeks and he'll need a pressie!)
  • Candy0107
    Candy0107 Posts: 1,645 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    PS also had exactly £25 in tesco clubcard vouchers, so have ordered £50 of wine double-up tokens, 12 bottles for the price of delivery! how could I forget that? :rolleyes: who wants a vino? Bit early maybe...

    Thanks for the good luck

    BTW It is always Wine OClock where I live! - Think of it as celebrating cheap vino
    Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
  • xtessx
    xtessx Posts: 178 Forumite
    Good morning everyone, Candy, best of luck today!:T :grinheart

    Today I have/will:

    Checked for mystery shopping jobs (none)
    Done clicks
    One load at 30 degrees and line dry (sunny here!)

    Walk to work
    Have lunch from store
    Pay money in bank to avoid nasty consequences!!:mad:
    Go to Tesco for shopping and use £3.50 off voucher
    Dinner from store

    That's it I think!

    Tess xx
    Total debt at May 08 - £28,934.53 :eek:
    Proud to be dealing with my debts!
    Spendaholics Anonymous No 53 RED PEN MEMBER # 18 July grocery challenge £0/£280
  • cassey1
    cassey1 Posts: 1,531 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I won, I won, I won!
    Hi everyone,sun is still shining,but i dont think it will last all day.

    Good luck with the interview,Candy.

    Today i will/have

    washing at 30,drying on line. i will keep looking out for rain.

    Birthday present and card for my friend,already bought,from my secret sash when i have bought bargains.

    check all my toiletries,etc. I buy them for me and DH when they are bogof and put them away. I have a funny feeling i have got too many. I will sort out what i have got and then wont have to buy any for a while.

    Go through all my summer clothes and see what i need for my hols. i am going shopping with the girls tomorrow and i only want to buy out of planned budget what i really need.

    Cheked on line banking.

    keep fit DVD,instead of gym.

    Surveys,if any later.

    Comps.

    All meals from store cupboard,meal planner etc.

    Sort out more stuff for Ebay/car boot.

    NSD.

    I think thats it for now.
    Have a great day everyone.

    Candy,show them you are the girl for the job.Go for it.
  • painted_lady
    painted_lady Posts: 1,020 Forumite
    500 Posts
    Hi sophiesmum, not too early, I am usually up before 6 with baby!
    Hi everyone else.
    I am or will
    - sort out the mountains of clean clothes I line dried yesterday
    - pick up train tickets for bargain rail fare to london this weekend
    - try not to spend anyhtin else in town
  • lilian1977
    lilian1977 Posts: 5,188 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    • worn my new benefit lipgloss free with glamour magazine yesterday

    Me too! And I subscibed for 6 months for £1, AND got a free Miss Sixty perfume that I gave to a friend for her birthday (ssshhh!)!
  • lilian1977 wrote: »
    Me too! And I subscibed for 6 months for £1, AND got a free Miss Sixty perfume that I gave to a friend for her birthday (ssshhh!)!

    You win! :D
    Lipgloss is lovely, isn't it?!
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