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  • payless
    payless Posts: 6,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    well lets say it takes 14 days to get the surplus (say around £800 ) returned
    the coist of lost interest at 6% would be less than £2 . whereas you say the cost saving is £20per day!!! ( are you sure!!)... if so no brainer , pay solicitors asap and settle
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
  • Puma21_2
    Puma21_2 Posts: 73 Forumite
    That is a military term...Threaders!!

    Ha ha nice one!!
  • homer_j_3
    homer_j_3 Posts: 3,266 Forumite
    could he not pay it and then do a direct debit claim. State that it has been taken in error and ask for it to be refunded?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • payless
    payless Posts: 6,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    but it was not taken in error, it was paid as due
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
  • homer_j_3
    homer_j_3 Posts: 3,266 Forumite
    They will have had it twice - It is something that can be done and I see no reason why it cannot be used in this instance if it helps the consumer.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • payless
    payless Posts: 6,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    If an error is made by the organisation or your bank or building society, you are guaranteed a full and immediate refund from your branch of the amount paid

    can't see what either did wrong, so abusing this system ( for the sake of a few days interest on £800) is not right IMO -
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
  • m.colak
    m.colak Posts: 1,087 Forumite
    Puma21 wrote: »
    That is a military term...Threaders!!

    Ha ha nice one!!

    Well spotted;)
  • m.colak
    m.colak Posts: 1,087 Forumite
    :mad:

    Is it normal for conveyancers to write saying the funds shortfall should be in the account prior to completion date only to send you the letter and documentation on the completion date without bothering to phone at all?
  • noyk
    noyk Posts: 253 Forumite
    m.colak wrote: »
    Well spotted;)
    What does it mean then, i'm going to wonder now until you tell me. Google hasn't helped!
  • m.colak
    m.colak Posts: 1,087 Forumite
    noyk wrote: »
    What does it mean then, i'm going to wonder now until you tell me. Google hasn't helped!

    threaders - upset and angry. military terminology.
This discussion has been closed.
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