Small loan, pay off quickly?

Markp.com

Hello all! I've been lurking for ages and finally, my first reason to make an actual post!

I wonder if anyone has any information on car loans or personal loans?

I am an absolute beginner on this, but willing to save money and get the best deal I can.

I am looking for a £3000 loan and wanting to pay it off in one to two years.

I'm currently looking in to the 10 month 0% and 12 month 0% credit cards, would I be able to get one (if approved) and basically withdraw £3000? Then pay it off over the (sorry, not sure how that all works).

Would a personal loan be better? The Abbey are offering great APR at the minute!

Any ideas would be great!

homer_j_3

A lot of dealerships will take payment via credit card so you should look for one that does as withdrawing money off your credit cards is very expensive and 0% is normally not for cash withdrawals.

Dealers may add a small charge for credit card processing so factor these into your deal. I.E, if they charge it, try and get that for free as part of the negs.

sam_david_2

If you are looking for a car loan you may have a look at this (offering at pretty low rates) http://www.securedloanadviceuk.co.uk/secured-car-loan.html

CHR15

sam_david = spammer :spam::spam:

Markp.com

Thanks for the reply Homer_J I didn't know that... looks like I may be able to borrow from a family member, which is always better than a bank!