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Principality Offer - Would you?

I have to commit myself to an offer from the Prinicipality. This was offered to me a few weeks ago. However I am interested to see if there are any new offers that would beat it on the market at the mo.

Only after a rough idea, to make sure the deal is OK. If it is a bad un I'm happy to start again and do my own research.

Details:

£122000
5 year fixed @ 5.89%
No fees

Thanks for your eagerly anticipated opinions!

DG

Would you accept? 5 votes

Yep, about right, bring it on!
100%
Ianh82minimike2Mac2308JosepinaLoose_Cannon 5 votes
Not on your nelly, start again!
0%

Comments

  • Ianh82
    Ianh82 Posts: 154 Forumite
    Part of the Furniture Combo Breaker
    Yep, about right, bring it on!
    i was tempted by their offer in the paper for 5.69% a few weeks back but i was 70% ltv and it was 60& ltv. their offers are good and thats in line with the going rates. i managed to get accepted on abbeys 5.61% 5 yr deal this week. but 999 fee.

    i'd say go for it.
  • lisyloo
    lisyloo Posts: 30,113 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It looks pretty good to me (just gut feeling).

    There are a number of other offers out there that are in the same ball park but you need to look in detail at fees on each one to see which combination works out best.

    Remeber to include application, valuation, legal, exit, CHAPS fee and fee for no taking their home insurance etc.
  • Thanks for the comments, it sounds prundent to continue with this offer.

    All the best DG (commitment phobe)!
This discussion has been closed.
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