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Mortgage Application in Joint Names

Hi Ladies and Gents,

My wife and I just applied for a mortgage but were turned down, unfortunately due to self employment and a
fluctuating income I have a history of late payments,
No CCJ's or Defaults. My wife is very good only 1 late
payment ever and that was due to a bank error (Seperate post in Credit Cards forum).

Basically my question is with a joint application is there
such a thing as a kind of Primary and Secondary applicant,
whereby more emphasis is on the Primary, or are you
lumped together warts and all.

Regards

Comments

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