In debt and need help?

jimbraund

i am currently in debt by £8000.00 and have buried my head in the sand until now and don't know where to start, i cannot afford the repayments and was looking at debt management plans to help me. can anyone give me any help or advice? my debts are: Hsbc £4782.00, GE Capital £480.00, Littlewoods £ 1128.00, T-mobile £453.00, O2 £581.00, 3g £190.00, Carphone warehouse £539.00

rayday2

Have you contacted CCCS, Payplan or the National Debtline? They can give you the best advice and do free Debt management plans.

bountiful

Hiya! I started on this site in January sometime - and began picking up all sorts of tips to try to sort myself out - however, I have finally got my head right out of the sand and realised that I did not have enough money for my repayments. In other words, what I thought was a debt problem is actually a debt crisis.
Have you worked through all the debt information on the home page of this site? :money: It will help you assess your income and outgoings, look at what you can do.
I have finally contacted the National Debt Agency https://www.nationaldebtline.co.uk where you can find everything you need. If you really do not have enough money to pay your bills and debts, ring them and get help now!
This is a wonderful site, with loads of interesting, experienced and supportive people - I am sure you will be able to find a way to finally address your situation.