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What do you think of my Money Diet?

I need some advise as Im 29 have £1671 after tax and really want some suggestions over how to clear debit QUICKLY.
:money:
I brought a property over a year ago and in one year have collected a debit of £5500 (NEARLY £7000 including interest over 3 years). I want to clear this debit in a year! but need some advise over how to draw up a realistic budget.

I have used some of the money saving Experts tips and have drawn up a Budget plan and decided to consolidated my debit. My budget feels quite drastic and an financial adviser who said it was not realistic.

Morgage and bills 910
Water bill 26
Electricity 15
phone 40
Internet 12
Food 86.60
Going out 35
Travel 116
Loan 158
Saving / extra money for debit 80
Leisure 32.50
Christmas 7
Birthday 7
Clothes 20
Hair 67

Please let me know if you have any suggestions over cutting back money.
MF 2016: Sept 200,000:
Baby Savings 2016:Sept 130:
Xmas Pot 2017: Dec 0:

Comments

  • waggys
    waggys Posts: 150 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    What is the difference between leisure and going out?
    Wow! What do you have done to your hair for 67?
  • Idiophreak
    Idiophreak Posts: 12,024 Forumite
    10,000 Posts Combo Breaker
    MissRich wrote: »
    Hair 67

    Please let me know if you have any suggestions over cutting back money.

    Yeah, this is definitely an area in which you can "cut back" :)
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