We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
In need of help
Comments
-
Tesco is 16.9
Halifax seems to be 15.9 (cant get to grips with the online statements!)Debt at Highest £45,000 :eek: an extra £10,000 added for wedding in August 2009 but good news as of October 2010:
Down to 1 credit card - First Direct @ £7,000
Egg, Capital One, Barclaycard, Virgin, TESCO, Halifax One, Nationwide, Lombard Loan, Citibank, Mint, Natwest, and Marks and Spencer - ALL PAID OFF :j0 -
Oops no, halifax is 21.9% so halifax and nationwide should probably be moved first, might try and get an ulster bank cc on 0% with no fee for 6 months for the tesco one.Debt at Highest £45,000 :eek: an extra £10,000 added for wedding in August 2009 but good news as of October 2010:
Down to 1 credit card - First Direct @ £7,000
Egg, Capital One, Barclaycard, Virgin, TESCO, Halifax One, Nationwide, Lombard Loan, Citibank, Mint, Natwest, and Marks and Spencer - ALL PAID OFF :j0 -
I'd go with the halifax and Nationwide idea.
The card provider for Natwest is Royal Bank of Scotland. Same as Tesco, so you wouldn't be able to transfer that to Natwest as they use the same provider.
Once you get a £0 balance statement from either of the ones you pay off, you could try asking for an incentive to keep the account open. (Some people ask to close the account and get transferred to "customer retention". If they don't and get put through to closures, they hang up and try again a few days later.After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110 -
Hi,
what are you studying? Some industries place more importance on experience than credentials so - depending on that - it may be worth considering alternatives to studying to further your career.Virtual sealed pot challenge #036 - 19/01/09-1/12/09 = £483.71/£750
Lightbulb moment: Feb. 2008
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.8K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 246.9K Work, Benefits & Business
- 603.4K Mortgages, Homes & Bills
- 178.2K Life & Family
- 260.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards