confused by credit report?

secretspender_2 · 2 June 2008 at 5:33PM

Evening all,

I've finally been able to view my credit report online but there are no debts on it?? All it shows is where I live, my bank account and people who haev done searches on me in the last few months?

Where have all my debts gone!!

RAS · 2 June 2008 at 5:35PM

How old are the debts?

secretspender_2 · 2 June 2008 at 5:36PM

mostly dating back to 2003/2004.

I've just checked my credit score as well and it says 870

pania · 2 June 2008 at 5:38PM

are you looking at equifax?

if so there is a column on the left hand side with things like "credit report" "council of mortgage lenders" "CIFA report" and things like that, click your way down it and it should come up with your other credit commitments.

If its experain, i'm lost..sorry!!

RAS · 2 June 2008 at 5:39PM

Well, I would have expected them to be there if they are less than 6 years old (England and Wales).

Wa this report from a credit reference agency or one of these amalgamated credit reports?

secretspender_2 · 2 June 2008 at 5:39PM

its experian?

secretspender_2 · 2 June 2008 at 5:52PM

anyone??

lilian1977 · 2 June 2008 at 5:53PM

I have real trouble with getting anything relevant on mine - they still can't connect me to my definitely-registered-have-a-polling-card-and-everything electoral roll record! You can make an enquiry online, a real person deals with it so I'd do that.

shadydaz · 2 June 2008 at 5:58PM

I tried to do it on line a few years ago but couldn't either. Just got them to send it to m in the post in the end.

secretspender_2 · 2 June 2008 at 6:21PM

cool, i'll do that. I tought Experian and Exquifax were similar companies (plus equifax charge £11.95!!)

confused by credit report?

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