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Mint terminated my DMP - advice please
olivetrees
Posts: 178 Forumite
I have been on a DMP with Myvesta for over a year now with no problems, however this morning my credit card statment from Mint came through asking for the best part of £500. If I don't pay this I will have interest and charges added to my account.
Why are they doing this to me? I don't have any extra money at all....not a penny!
I will inform Myvesta and hope they can deal with it but would appreciate any advice on the best course of action
xxxx
Why are they doing this to me? I don't have any extra money at all....not a penny!
I will inform Myvesta and hope they can deal with it but would appreciate any advice on the best course of action
xxxx
LBM 1st Feb 07 Abbey 12900 Cahoot 7000 HSBC 5058.32 Mint 500 Mint 3500 [STRIKE]Friend 1500 [[/STRIKE]STRIKE][STRIKE]Abbey - 540 Barclays 900 [STRIKE]Student loan - 734 cleared 30/06/10[/STRIKE][/STRIKE][STRIKE][strike]HSBC CC - £602.74[/STRIKE] cleared 27/03/07 [strike]Abbey CC - £5055.64[/strike] Cleared 28/8/07 F&F £1770.00 [strike]Black Horse £738.56[/strike] cleared 19/02/07 [strike]MBNA £5104.88[/strike] Cleared 20/08/07 F&F £1605.00
0
Comments
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Could it be that your initial agreement for an interest & fee-free period with Mint was for 12 months?0
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Some DCA's periodically review the situation regarding the interest, and it may just be the case that Myvesta need to contact them to ask them to freeze it again.
Are you paying a fee for myvesta's services? There are free ones out there (Payplan/CCCS). Never pay money to a third party when these fees can be set against your creditors.
x:rotfl:I'm Cosmo, Cosmo Kramer! :rotfl:0 -
thanks for your advice - I'll see what Myvesta have to say and yes, Katyw - I have to pay Myvesta £25 a month. I have approached CCCCS and Payplan and neither would help as we don't fit their criteria.
xxxLBM 1st Feb 07 Abbey 12900 Cahoot 7000 HSBC 5058.32 Mint 500 Mint 3500 [STRIKE]Friend 1500 [[/STRIKE]STRIKE][STRIKE]Abbey - 540 Barclays 900 [STRIKE]Student loan - 734 cleared 30/06/10[/STRIKE][/STRIKE][STRIKE][strike]HSBC CC - £602.74[/STRIKE] cleared 27/03/07 [strike]Abbey CC - £5055.64[/strike] Cleared 28/8/07 F&F £1770.00 [strike]Black Horse £738.56[/strike] cleared 19/02/07 [strike]MBNA £5104.88[/strike] Cleared 20/08/07 F&F £1605.000
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