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Returning goods to pay off debt?

Hi,

Wonder if anyone can help...

I have a Laptop bought via credit.. I am having trouble paying the repayments.. Can I get the lender to reposses the laptop to clear the debt?

Thanks

Comments

  • bubbles0169
    bubbles0169 Posts: 6,230 Forumite
    Part of the Furniture Combo Breaker
    im sorry i dont know just wanted to welcome you to the forum and to say try posting again in the morn(just say 'can anyone help' on this page)
    all the knowledgable peops will be on then x
    I am not bossy I just have better ideas:p
  • Hi,

    Thanks I will :)

    Wife and I have sat down and decided to put a line under our current life style.. Its been a slow and steady decline.. culminating in having £0 in the bank 5 days after payday this month.. Keeping our chins up mind. There's an end somewhere..
  • tealady
    tealady Posts: 3,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Hi If you put up your SOA then the clever peeps on her will (hopefully) be able to save you loads and you may even end up keeping your laptop.
    Find out who you are and do that on purpose (thanks to Owain Wyn Jones quoting Dolly Parton)
  • tetomka
    tetomka Posts: 3 Newbie
    Hi there

    Newbie here, whats SOA?

    Thanks
  • Candy0107
    Candy0107 Posts: 1,645 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    Hi,

    Its a Satement of Affairs, basically it is a list of your income and expenses for the month. When you do this, please include APR, payment and avail credit, so that people can advise.
    Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
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