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Remortgage Question

I am due to remortgage at the end of December and know that its too early at the minute but have heard people mention on here that there are some lenders that allow you to reserve a deal up to 6 months before (which would be end on June for me) Does anybody know any lender who does allow you reserve this long before? I have had a look on a few websites but cannot see anything mentioning this? Is it a case of ringing each lender up and asking?

Thanks
Andy

Comments

  • nspnick
    nspnick Posts: 15 Forumite
    Best bet would be to speak to a mortgage broker. Make sure they are whole of market and if possible will not charge a fee. As a start Alliance and Leicester give you 6 months as do Bristol and West
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice
  • fraggle8
    fraggle8 Posts: 34 Forumite
    i have just applied for a remortgage with first direct and they told me the offer was valid for 6 months (which was lucky for me since they put there rates up day after i applied!)
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