aaarrrrrrrgggggggghhhhhhhhh darn ccj

darcyvuqua

hi everyone how long should it take to makrk 'satisfy' on a ccj i paid it in full 4 weeks ago and still no sign of it paid on my credit file this is so frustrating anyone know how long it takes??

darcyvuqua

i cant wait for it to show lenders that this ccj is now in fact paid! therefore increasing my chances with sub-prime cc lenders

Deep_In_Debt

Hi I'm not sure on this but have you written to the company who gave you the CCJ and ask them to mark it as satisfied?

Not sure how these things work. Someone more knowledgeable will be along. Just bumping for you.

darcyvuqua

thanks i had a proof of settlement from the company then i sent it to the county court involved still nothing and i paid it over 4 weeks ago!

eyeopener2

As far as i'm aware your credit files are not updated immediately but on a monthly basis so yours will be updated in June.

darcyvuqua

oh thanks i really hope its soon as im paying my final default off tomorrow if i can then my credit file has nothing outstanding on it i hope this does boost your score/ status when you apply for credit does anyone know if that is the case?

Deep_In_Debt

Have a feeling it may take a while for your credit status to be good enough for you to be able to obtain even sub-prime credit. I got into a financial pickle about 20 years ago (I know, I've learnt this time!) and it took a while after I had cleared my debts (about a couple of years - and that was without CCJ's) before I could apply for a credit card. Things may have changed since then though, although with the current economic climate I think lenders are being a bit more cautious.

Tbh, I think it may be worth waiting a while before applying but that's just my opinion.

Hopefully, bods more knowledgeable will be along soon. Wish you luck though. Hope you do manage to be successful.

darcyvuqua

bump......

darcyvuqua

lol bump >>>>