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Long time since I gave an update
john_kent
Posts: 425 Forumite
Hi All
Its been a long long time since I did an update and after an few eyeopeners today I though it may be an idea for me to do one.
As you can see from my tag line , I had heavy debts ( I need to update these at somepoint as the figure is nearer to 30k now)
Today I found a bank statement from 2 years ago and thought it would be good to see what has changed.
Well here is a quick summary
1) Was paying £12.22 for breakdown cover. Now paying £6.37
2) Was paying around £35 per month for landline. Now paying £7.99 on vonage
3) Sky has now gone and I pay half of the virgin package which includes broadband (was £55 + £14.99 broadbandnow paying £25)
4) Mobile bill has gone down form £60 a month to £15 a month
5) Car Insurance has plummeted from £64 per month to £21.
Back then I was depressed , struggling to make a living delivering takeaways. I wa sthen offered a full time job and my first take hom epay was £930. I have had several promotions and Thursday was offered a job working with our major rivals earning £3000 a year more and going up to £5000 a year more after 3 months. They head hunted me.
Today I did something unbelievable as well. I went into a shop and bought a new TV (mine had died just after christmas and I was saving) and used this amazing new concept for buying things. Its called cash. I was asked if I wanted credit and said NO. I even managed to get the shop to match an internet price.
I am going to spend more time here in the next few months as I have neglected to visit and have to hold my hands up and say I have leeched info from here.
A lot of people here may only be reading and think they are deep in the doo doo , but believe me , no matter how bad things get , everyone here is here to help and share expieriences.
Good Luck everyone and always ask if you need help.
John
Its been a long long time since I did an update and after an few eyeopeners today I though it may be an idea for me to do one.
As you can see from my tag line , I had heavy debts ( I need to update these at somepoint as the figure is nearer to 30k now)
Today I found a bank statement from 2 years ago and thought it would be good to see what has changed.
Well here is a quick summary
1) Was paying £12.22 for breakdown cover. Now paying £6.37
2) Was paying around £35 per month for landline. Now paying £7.99 on vonage
3) Sky has now gone and I pay half of the virgin package which includes broadband (was £55 + £14.99 broadbandnow paying £25)
4) Mobile bill has gone down form £60 a month to £15 a month
5) Car Insurance has plummeted from £64 per month to £21.
Back then I was depressed , struggling to make a living delivering takeaways. I wa sthen offered a full time job and my first take hom epay was £930. I have had several promotions and Thursday was offered a job working with our major rivals earning £3000 a year more and going up to £5000 a year more after 3 months. They head hunted me.
Today I did something unbelievable as well. I went into a shop and bought a new TV (mine had died just after christmas and I was saving) and used this amazing new concept for buying things. Its called cash. I was asked if I wanted credit and said NO. I even managed to get the shop to match an internet price.
I am going to spend more time here in the next few months as I have neglected to visit and have to hold my hands up and say I have leeched info from here.
A lot of people here may only be reading and think they are deep in the doo doo , but believe me , no matter how bad things get , everyone here is here to help and share expieriences.
Good Luck everyone and always ask if you need help.
John
0
Comments
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Congratulations of such a massive achievement, that's a fab story and hopefully it will show some of the DFW's out there that there is hope.
Look forward to seeing an updated list of your debts and hopefully see you around here more often.0 -
Good for you......And you are right - those "small" things are all adding up to make bigger changes!
Good luck for the new job :TSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Well done on all the changes you've made in your finances/life :T you must've saved quite a bit over those 2 years & better in your pocket than theirs, what a great positive post
Comping again - wins so far : 2 V festival tix, 2 NFL tix, 6 bottles of wine, personalised hand soap, Aussie miracle conditioner :beer:
Married my best friend 15/4/16
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Well done John.
This should show first-timers to MSE and debt that there is light at the end of the tunnel. :T
I just wish I had found this site 3 years ago when I had my LBM but thanks to MSE and other DFW's, I've taken even bigger steps to clear my debts.:rotfl:I'm Cosmo, Cosmo Kramer! :rotfl:0 -
Well done! Keep up the good work :j2022 wins include.... £1,000 cheque £150 ASDA gift card £250 Impericon gift voucher £100 cheque £100 of plant bulbs £100 Bower Collective voucher0
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