Which company do I pay?

erowe

Hi,
I have recently received a letter from a debt recovery company(a) about a debt I had years ago, on behave of the original company(b). They are now asking for around £400.

I have sorted through my old letters with the original company(b) this debt was with and I only owed them £80. Why I didn't finish paying them I don't know. My silly younger days!:beer:

I have contacted the original company(b) and can pay off the £80 and close the case. My only concern here is that this would not be the end of it and the other company would then be still looking for the £400. Yes it is for the same store account card.

Hope you can give some helpful advice please.
Cheers
Eva

OliveOyl_2

Sorry, I'm not knowledgable enough to help
But I'll bump you to put you back on page one

LilacPixie

firstly when did you last acknowledge the debt and secondly who are the companies. Also what part of the country do you live?

cassy

it is possible that as you stopped paying one company after a certain length of time with a DCA if no payment is made it gets sent back to the origional creditor, then they either pass it to another and add charges or sell it

now if the 1st DCA has closed the account, then its normaly not possible for them to collect on the debt