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Advice please?
Comments
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Another quick one, you have 5 children, but you have not listed benefits? Do you not receive child allowance/benefit or WTC?"Wisdom doesn't automatically come with old age. Nothing does, except wrinkles. It's true, some wines improve with age. But only if the grapes were good in the first place." — Abigail Van Buren0
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Yes only £30 a month on diesel. It used to be alot more but OH bought a pushbike to use for work, that saved us £20 a month. And we stopped the weekend day trips too
Maybe once we get on top of this we can start having fun days out again. 0 -
Hi debtsux and welcome.
Glad you stuck around and didn't pay any attention to the troll on earlier!
you'll get lots of support and advice from the regulars on here.
...Linda xxIt's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
We dont count all the runners ahead of us & feel intimidated.
Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.0 -
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bank_of_slate wrote: »Hi debtsux and welcome.
Glad you stuck around and didn't pay any attention to the troll on earlier!
you'll get lots of support and advice from the regulars on here.
...Linda xx
I missed the troll LOL! what did it say? i miss all the fun!0 -
The MSE team remove posts from them pretty quickly
just the usual rubbish about it's all our fault etc.
It was probably a bank manager
...Linda xxIt's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
We dont count all the runners ahead of us & feel intimidated.
Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.0 -
Yes only £30 a month on diesel. It used to be alot more but OH bought a pushbike to use for work, that saved us £20 a month. And we stopped the weekend day trips too Maybe once we get on top of this we can start having fun days out again.
The car insurance is £58 per month, and the HP cost is £260 per month, is it really worth having a car if you are not using it, it is losing value all the time it is sat on the drive.
If you only use the car to supermarket shop, can you not shop online.
Does you husband have any idea of the amount of debt?"Wisdom doesn't automatically come with old age. Nothing does, except wrinkles. It's true, some wines improve with age. But only if the grapes were good in the first place." — Abigail Van Buren0 -
Please think about telling your hubby
I hid my debt until he 'found out'
I honestly thought he was going to leave, it took him a long time to trust me again but now we're tackling it together and have nearly cleared it all
...Linda xxIt's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
We dont count all the runners ahead of us & feel intimidated.
Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.0 -
sorry yes we get child benefit and WT but i listed them in with my income as i stupidly didnt see the benefits box until u just pointed that out lol!!
Not stupid - your a newbie, you are not expected to know everything.:D
So do you not work at all? (by that I mean in Paid employment, you do more than me with 5 children!)Can you work in the evening? how old are your children? Can they do a sat job to help out a wee bit
"Wisdom doesn't automatically come with old age. Nothing does, except wrinkles. It's true, some wines improve with age. But only if the grapes were good in the first place." — Abigail Van Buren0 -
He knows about the car finance (obviously) and the credit card and catalogues. He knows nothing of the rest. Telling him would end my life..lets just say theres a history of domesic abuse that has laid dormant since counselling 5 years ago.
ALL money comes in and out of my account. Even his wages. He has no savings or spare money, so even if i told him its not like he could help me out unfortunatly
Plus I got us into this mess, I gotta get us out.0
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