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Should I add a notice of correction to my file?
lavamyz
Posts: 20 Forumite
Hi
i've got nothing "bad" on my credit file in the sense of late payments, defaults etc etc I pay everything on time and have lots of nice green 0's. I have a resi mortgage, a credit card i use sparingly but pay off in full and have recently completed (last month) on 6 buy to let mortgages with BM solutions and TMB
Trouble is I applied for a 7th this month and failed DIP on credit score with both BM and TMB and of course the deal fell apart.
the only thing i can think that would cause me to fail is having too many searches on my file in a short space of time. would adding a notice of correction to my credit file (thus forcing a referral rather than an automatic decision) stating that i am an investor and the high number of searches relates to BTL mortgage applications make sense?
regards
leighton
i've got nothing "bad" on my credit file in the sense of late payments, defaults etc etc I pay everything on time and have lots of nice green 0's. I have a resi mortgage, a credit card i use sparingly but pay off in full and have recently completed (last month) on 6 buy to let mortgages with BM solutions and TMB
Trouble is I applied for a 7th this month and failed DIP on credit score with both BM and TMB and of course the deal fell apart.
the only thing i can think that would cause me to fail is having too many searches on my file in a short space of time. would adding a notice of correction to my credit file (thus forcing a referral rather than an automatic decision) stating that i am an investor and the high number of searches relates to BTL mortgage applications make sense?
regards
leighton
0
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