We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

cashing cheques, WTcredits, self-employment and to say hi!

Hi all I'm back, after going bankrupt on march the 3rd i am slowly getting back on track. I really want to go back to being self employed but i cant find any one to give me a bank account, most of my old clients don't like giving cash and the inland revenue don't like you taking cash as its not traceable so I'm stuck.?
I do still have a paypal account and wondered if i could use that for credit cards?
I also had a good bit of luck when the nasty ISO guy took all my equipment i went mad but my uncle went to the auction house and brought it all back for me:T so now i have the equipment nothing in my name, so i am borrowing it from my uncle so to speak:rotfl: although i am playing safe and keeping a low profile as i don't want to push my luck!
I don't know if anyone else has experienced this but the build up to the bankruptcy was megga and the ISO meeting was not nice but i kind of feel like they are waiting in the wings some how, just to catch me out anyone else felt this?
I am unsure what I'm really allowed to do although i have read all the bumph it all seems a little open to interpretation. Anyone else gone back to being self employed?
Any problems with WTcredits or ILRevenue?

Comments

  • Hi,

    Have you tried the co-op cashminder account? they are very br friendly, me and oh told them we were br but they were fine about it
  • update
    update Posts: 133 Forumite
    Yep cashminder is the only good one.Try it asap.

    SUN PREPAID| Limit £O - balance £800CR
    JD WILLIAMS | Limit £320---£800 - balance £10
    Next | Limit £3500 - balance £ 0
    Savings - £3350
  • qsip1
    qsip1 Posts: 21 Forumite
    Im a bit worried to approach them, as i owed there credit card £7000 and i took the smile bank which is owened by them to the Financial ombudsman over excessive fees.......................should i still have a go?
  • Mips
    Mips Posts: 19,796 Forumite
    Worth a try - they can only say no!

    I wouldn't recommend PayPal - it doesn't look professional to anyone other than Ebayers, but then that's my opinion, and they charge you for using it and it's a pain in the bum to set up!

    Don't feel so low! Things can only get better now :D
    :cool:
  • mej24
    mej24 Posts: 200 Forumite
    Part of the Furniture 100 Posts
    qsip1 wrote: »
    Im a bit worried to approach them, as i owed there credit card £7000 and i took the smile bank which is owened by them to the Financial ombudsman over excessive fees.......................should i still have a go?

    I owed their credit card twice that, and they still gave me an account :D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.