please help - how t recover money wrongly paid

magoogy

an ex bought some items when he was living with me but put them (without my knowledge) in his first name and my last name - when we split i never paid just assuming he was paying the catalogues.....but, i got a letter from national debt recovery asking for the money - at the time i hadnt even heard of this site so was quite worried about having bailiffs at the door, so, i phoned them and explained the situation and was told at the time as the purchases had been made at my address i was responsible for the debt....hence, i made an arrangement to pay £10 a month which i did for about 2years until i came on here and saw this thread...........i posted on here ages ago when i first became aware and got advice as to how to proceed, which i have done

i have been in the process over the last few months of letters to and fro about this debt since the last posting and then it dried up for a while after i received a letter saying the case had been closed...no mention of any money refunded since it wasnt my debt in the first place (read my first post) - seeing as i thought it was resolved i thought i would leave it rather than fight for the money back (since found out to be about £400 not £200 odd) but;

- i have just suddenly recieved a letter from capquest saying they have bought the debt and they will be sending it through the courts, etc - i am well annoyed it is beginning all over again so;

1 - how do i proceed next - do i have to start allover again telling them its not my debt, etc and ask for cca and money paid back but, all money paid was paid to ndr

2 - as the money was made to ndr - are they a separate debt company - should they pay me the money back? last time i asked for a statement off them they said they dont keep records (er what? right yes of course i beleive em lol)....

so - this seems to be a two way thing - what to do next to capquest and what to do this with ndr about the money paid already?

thanks