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Current/basic account help

Hi all, sorry if this is really covered anywhere else, but tried a quick search and nothing specific enough came back.

Now that Natwest have closed my step account (with no warning, so financial ombudsman here I come) I want to know which is the best direction to go bank account wise. I have been discharged two years now and was with Natwest since my bankruptcy. Always kept my account well and never had any problems. But now obviously I need to get an account opened asap.

I have an appointment with Abbey on monday (very helpful), but he said that it isn't guaranteed I would get a basic account. Does anyone have any tips. Unfortunately there isn't a co-op near me, but would nationwide be worth a look. Also, what bank would be good to go with to get your account upgraded in the future?

Regards

Kev

Comments

  • Deep_In_Debt
    Deep_In_Debt Posts: 8,579 Forumite
    Part of the Furniture 1,000 Posts Photogenic Mortgage-free Glee!
    I'm not really up on this but from what I've read on these forums, Co-op might be worth a try and I believe you get an Electron card with it as well. I'm thinking of applying for one as a second account.
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
  • Deep_In_Debt
    Deep_In_Debt Posts: 8,579 Forumite
    Part of the Furniture 1,000 Posts Photogenic Mortgage-free Glee!
    Sorry, just read your post properly! Barclays might be worth a try.
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
  • sammy115
    sammy115 Posts: 15,267 Forumite
    halifax do an easycash account. No credit check. Has online facility and direct debits but their customer service does leave a lot to be desired. However, its a bank!
    Quality is doing something right when no one is looking - Henry Ford
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