📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Should I cancel accounts with 0 balances!!!

Options
Hi,

I am about to begin my DMP with payplan and have sorted all of my creditiors out and everything is progressing well.

One question I have however, is that I have a the following

Dorothy Perkins card
Wallis Card
Next Card

all of which have Nil balances as I do not intend to use these again due to my current financial situation, do I need to cancel them or should I just wait until they write and tell me that they are cancelling the cards.

Any help or advice greatefully received...

Caz...;) ;););)
caz876 :T :j
:j Proud to be dealing with my debts:j

Comments

  • I would suggest you cancel them so that you are not tempted to use them in a moment of weakness...they also have very high APRs!
    :think: Debt free date ????
    Personal Debts (£30366.77 - includes student loan £17118.10)
    Joint Debts (£6856.78)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.