Paying Off Mortgage

cazcl

Sorry if this is on the wrong board but...

I was left monies after my mum sadly died last year. I rang my mortgage company for a settlement figure which they duly sent me and I in return sent off the cheque to pay off my mortgage.

After sending them two further letters requesting deeds I rang today to be told that they had sent me a letter two weeks ago (I never received) saying that I had a charging order (yes, charing order not secured outstanding payment) on my house. The girl seemed a little vague and said she would check and ring me back .... no call yet.

Yes, I do have a charging order to a credit card company but this shouldn't effect me buying my house - should it?

I though it only affected the sale of the property which I don't intend to do.

Any answers please for when I ring them back.

Thanks in advance.

Seaxwyn

Bump! And try posting this on the Mortgage board also - there are some mortgage experts there.

loopylu36

Although you have repaid what you owe to the mortgage company, I'm assuming that you haven't (yet?) repaid the debt to the company who secured the Charging Order? In thse circumstances, the CO will remain on the title until it is repaid. It shouldn't affect the mortgage company redeeming your mortgage though.

cazcl

Thanks for that.