Paying off mortgage

cazcl

Sorry if this is on the wrong board but...

I was left monies after my mum sadly died last year. I rang my mortgage company for a settlement figure which they duly sent me and I in return sent off the cheque to pay off my mortgage.

After sending them two further letters requesting deeds I rang today to be told that they had sent me a letter two weeks ago (I never received) saying that I had a charging order (yes, charing order not secured outstanding payment) on my house. The girl seemed a little vague and said she would check and ring me back .... no call yet.

Yes, I do have a charging order to a credit card company but this shouldn't effect me buying my house - should it?

I though it only affected the sale of the property which I don't intend to do.

Any answers please for when I ring them back.

Thanks in advance.

Kaz2904

Sorry, I don't really know. Usually the debt is cleared before the mortgage is cleared so that may be why they don't know what to do. There must be a way round it but until the credit card company remove their charging order the house isn't entirely yours.