Saturday 24/05/08. What small DFW things will you do today????

andan

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.
Mornng everyone and hello to any new posters! :wave:

Am off out with friends today for a cheap day out as its my birthday on Monday, so they wanted to take me out. We are hoping to go to Bournemouth for the day, but plan to spend very little money.

-Use weekly bus pass to get to town
-Use railcard to get cheap rail fare
-Split petrol costs between three of us
-Will look for mystery shops
-Will do some surveys later
-Sort through emails
-Email a couple of people regarding references for my counselling course
-Place another matched bet
-Do some housework, putting clothes away instead of sticking them in the wash if they don't need it.
-Pay car tax
-Maybe work on business stuff later
-Fill in enrolment forms for counselling courses

Have a great day everyone.

Have a great day everyone

andan

Just giving this a little bump up before it dissapears fast, you lot must all be having lie ins!!

cassey1

Hi everyone,Andan right you must be all having lie ins. Why not,thats what weekends are for.

Today i have/will

-two wash loads on 30,drying on line.
-keep fit dvd,dont go to gym anymore.
-NSD or very LSD.
-lunch from store cupboard.
-tea,going to friends for BBQ
-comps and surveys.
-check on line banking.
-make some cakes
-housework,free exercise.


Andan enjoy your early Birthday treat.Everyone have a great weekend,enjoy the sunshine while it lasts.

jenjade

hi all.
got a busy day as i am off out. looking at ways of making it a cheap day but i think today might just be a day off. we are meeting my cousin from London(they are loaded) to don't really want to appear like we a scrimping?! we are talking the dog for a walk and my sister suggested a picnic so that will be free. before i got i want to
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[STRIKE]check e bay[/STRIKE]
[STRIKE] try to withdrawn from bingo and betting site[/STRIKE] no luck try again later

Eternal_Optimist

:hello: Morning Everyone:hello:

Off out shortly, taking daughter to hairdresser, so this will be a short one:rolleyes:

Wont be a NSD but hoping for a LSD:rolleyes:

Washing ready to get pegged out:A

Having lunch at parents and possibly tea too so a little saving there:T

Babysitting for friend's 3 children, don't want paid as she does loads of favours for me:T but it means we are out of house so little savings on the elecy will be made:T :rotfl:

Checked online banking - still in the black and solvent - so I'm grateful for that:T

:wave: Think that's it, hope you all have a lovely Saturday whatever you are doing and wherever you are:wave:

OliveOyl_2

Mornign All :hello:

Well today I have/will:

• caught up on Hypno's thread, and feel motivated to get things going again. Reading these boards is MS:D
• Two mystery shops to do. And in a different town, so I'll visit Aldi for a change
• Sheets on the line (I love the smell of line dried laundry) but washed at 60 - sheets are the only load I do that hot
• chicken carcas being made into stock.
• more gardening to be done

With all this OS stuff I'm turning into my mother :rotfl:

I hope you're all enjoying good weather? (breezy for the sheets, sunny for the gardening )

RedDino308

Hi Everyone,

Not a huge amount going on here but today I have/will...

1) Been to Aldi to buy some supplies that were overpriced elsewhere.
2) Not filled up the car
3) Checked my online banking.
4) Started things off for my final two c.card balance transfers to 0% - I'm having to use a "mule" card and a credit card cheque so its a bit of a pain but it all seems to be working to plan.
5) Not pumped nicotine into my body for - this is day 7.
6) Looking at the best capped deals for Gas and Electric.

Candy0107

Hi Everyone,

Glad the sun is shining here in Hampshire.

I have done/will do:

• Making briquettes out of old newspapers instead of buying charcoal for summer bbq's
• Trying to have a LSD - my SIL has invited me out to Bingo with her and her boyfriend ~ will aim to spend £20
• About to print off info for mystery shop this aft

Think thats about it

Have a great day

Aussieonabudget

Hi Everyone, first time I've posted on here but I'm hoping that by making a list of the little things I have to do it will motivate me to get that little step closer to reducing the debts!

Have already today
- checked for surveys
- registered for freecycle

Things still on the list
- Do the washing soon so that it has a chance to dry outside (apart from work stuff that has to be tumble dried as I work in a hospital!)
- type letter to my australian private health insurance to get them to suspend my account until I return
- transfer part of OH's CC debt onto low balance transfer card
- go to supermarket and buy ingredients to do some OS cooking and freeze a couple of meals

And then relax and enjey day 1 of the long weekend
Hope everyone is having a good one!

Aussie

xtessx

Hi everyone,

Had such a busy week no time to post. Hope you all missed me!

Today I have:

Had a lie in
Done all the housework
2 loads of washing on 30 degrees and hung on line to dry (V windy here!)

And i will:

Take dogs out for long walk (in a minute - they are looking at me very sadly - i'm late today!)
Cook a stew for dinner using all the leftovers!

that's about it for today. Have a great day everyone!:T

Tess xx

headoutthesand

Afternoon everyone and what a lovely day it is too.

Today I......

Have checked online banking and transferred OH wages to different account until end of the month
done 3 loads of washing at 30 but used TD for an easy life (I'm not well )
Done a huge pile of ironing and put it away while DS2 was having his nap
made lunch from what I had in the cupboards
Have refrained from eating my chocolate bar for tonight to save me buying another when casualty is on
will raid the fridge for things to make for dinner

Thats all for now. I'm still in my jammies and need a shower but I am using the 'i'm not well' excuse to get out of being called lazy.

My mum called to say she'll watch the boys tonight cos of my,sob sob, horrible,itchy,hot,sore shingles but I said no as OH is off this weekend and has bug gered off to golf ALL day so I offered to stay at hers instead to give him time to bond with his kids......