Default showing on credit report

kirsty000

How long does a default stay on a credit report for? Does it go once I have settled the balance?

waddy_2

hi there. in my experience unfortunately not, they stay on for the 6 years!
if im wrong someone else will soon tell you.

katyw

I think (maybe wrong) that its on there for 6 years from the date defaulted. I've still got one on mine that has been fully settled, but 2 years to go before it's removed.

Sammy_Girl

The default will show for 6 years unfortunately. When you have settled it will show as settled on the month that you settled (!) but the default on the preceding months will still be there. Hope that helps