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need advice!!!

hi in need of advice , started to receive letters from creditors now saying dd been cancelled - havent received payments PAY ARREARS NOW ! I am confused as they have all cashed token payment which I sent with draft letter from cccs explaining our situation do I need to phone them or wait for more letters to drop through the door ?????

Comments

  • CCCS_Sarah
    CCCS_Sarah Posts: 1,555 Organisation Representative
    Was the outcome of you appointment to make £1 token payment a month or a debt managment plan?
    I am a Debt Counsellor that works for the CCCS and have specific permission from Martin, to post on these boards to try and help those in debt. Read more information on the CCCS and what it does in the Debt Problems: What to do and where to get help article.

    CCCS is a registered charity, and there is no charge whatsoever for any of the services we provide to our clients. We take great pride in offering first class help and advice, but we only offer this where we have been able to fully explore and understand your circumstances with you. We want to help you understand these choices and their possible implications but not make them for you.
  • kebabed
    kebabed Posts: 29 Forumite
    we are starting dmp ! 1st payment june 1st but told to send token payment for may which has now put me in arrears , payment was sent with letter but so far only one
    company has acknowledged the letter yet they have all cashed payments .
  • CCCS_Sarah
    CCCS_Sarah Posts: 1,555 Organisation Representative
    Sorry for the late reply.

    These letters are standard and you will receive these for a while. It generally takes a couple of months for the creditors to settle down on a DMP as many people on here will confirm.

    As I say they are standard and try not to worry. If there is anything else that you would like to know feel free to give me a shout or if it’s specifically about your DMP you might want to post in the DMP mutual support thread - there is some great advice in there and people that have been through what you are going through now.
    I am a Debt Counsellor that works for the CCCS and have specific permission from Martin, to post on these boards to try and help those in debt. Read more information on the CCCS and what it does in the Debt Problems: What to do and where to get help article.

    CCCS is a registered charity, and there is no charge whatsoever for any of the services we provide to our clients. We take great pride in offering first class help and advice, but we only offer this where we have been able to fully explore and understand your circumstances with you. We want to help you understand these choices and their possible implications but not make them for you.
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