My 1st birthday as a DFW

headoutthesand

When I was logging into Quidco today I realised that I have been a member there for a year which can only mean that I have been logging on here for a year too :j

I found my very first post and wanted to 'blow my own trumpet' as to how far I have come.

Here is a breakdown of our debts:
My Overdraft - £200 GONE
OH Overdraft - £500 GONE
Joint overdraft - £600
Barclaycard CC - £850 GONE
Nationwide CC - £2000 This was a rough guess - it was £2370, now below £2k
Egg CC - £2000
Capital 1 - £4500
Picture Finance - £23,000
Mortgage - £65,000

This was just rough estimates of what we owed and I haven't even included NEXT which was at approx £1,500 and which I will be paying off within the next 7 days :T :T

So all in all I have paid off approx £3500 in the last 12 months and I can say, with my hand on heart, if it was not for all the encouragement and support of this forum i would still be in the same mess as i was then.

I am very very very pleased with myself cos my husband still has his head in the sand and is no help what so ever.

Thanks for reading

**Amy**

Congratulations!! :beer: Well done you for sticking at it and paying off those debts!

I cant wait to pay off at least one of mine!

xx

Eternal_Optimist

:bdaycake: Happy 1 Year Membership:bdaycake:

&

:beer: Congratulations on Fantastic Debt Reduction:beer:

:T Thanks for posting on your progress:T Gives the rest of us hope and inspiration:T :j

headoutthesand

Thanks guys.

It is posts like this that kept me going - I hope mine does the same for others.

I really cannot believe that I have done so much. I know it's not a lot in comparison to what others have done in a short space of time but to me is MASSIVE

Now i'm off to get some more ideas to get my £300 target for May into shape.

SarahNeedle1872

Happy MSE birthday, and congratulations on your progress!!!!

Here's to another year:beer:

Sarah x

ltm07

Well done to you, that is some debt paid off, especially as you have done it on your own. Keep it up & before long you will be able to put that sort of cash into an ISA!

headoutthesand

ltm07 wrote: »

Keep it up & before long you will be able to put that sort of cash into an ISA!

I wish!!!!!

Alas, the money it frees up will mean I can reduce my hours at work and spend more time with my 2 little angels :A :A (that last bit is pure sarcasm BTW):rotfl: .

We will have some left over to spoil ourselves a little but ultimatly it means I can go part time which also means a reduction in childcare:T

skint_spice

Well done, here's to the next year - just imagine what you'll be posting by then!:beer: