did get loan and now im in big trouble

bugs_whats_up_doc

Hi everyone,

Iv landed myself in a right load of trouble, I have a large debt with british gas which iv been trying to pay, but dont really pay enough to make a difference, I was also behind with my rent. BG threatened to send blokes round cut us off blah, blah. my wife sorted it and ended up spending some money out of the rent. at the same time I applied for a loan with FLM loans who said I had been accepted, so I thinks great pay my rent arrears and pay BG off completly. (Spose I put all my eggs in one basket. got my loan forms sent em all back with the info, got a letter yesterday, saying my garantuer didnt meet the minimum requirments, I also gets a text from my landlord asking where this months rent is. I spent the whole night worrying, and having chest pains and geerally feeling sick, I dont know what to do, I get paid from work tommorow which we have to live off, or do I pay my rent or energy bill, either way if I do ill have nothing to live on. i`m going to ring flm regardless cause I feel theyv given me the run around a bit. Iv also been offered a CCard maybe I could get that to pay BG. Can anyone help?

phildamb

bugs_whats_up_doc wrote: »

Hi everyone,

Iv landed myself in a right load of trouble, I have a large debt with british gas which iv been trying to pay, but dont really pay enough to make a difference, I was also behind with my rent. BG threatened to send blokes round cut us off blah, blah. my wife sorted it and ended up spending some money out of the rent. at the same time I applied for a loan with FLM loans who said I had been accepted, so I thinks great pay my rent arrears and pay BG off completly. (Spose I put all my eggs in one basket. got my loan forms sent em all back with the info, got a letter yesterday, saying my garantuer didnt meet the minimum requirments, I also gets a text from my landlord asking where this months rent is. I spent the whole night worrying, and having chest pains and geerally feeling sick, I dont know what to do, I get paid from work tommorow which we have to live off, or do I pay my rent or energy bill, either way if I do ill have nothing to live on. i`m going to ring flm regardless cause I feel theyv given me the run around a bit. Iv also been offered a CCard maybe I could get that to pay BG. Can anyone help?

Hi,

Firstly you could do with posting some numbers. How much debt with each debtor? Can you post a full statement of Affairs (SOA). Also a warning. Borrowing on credit to pay off other credit may just land you in deeper water. If you can post a SOA we could see if their is any room in your budget to pay off some debt without borrowing. Also have you made contact with your Landlord and BG to discuss your problem in paying?