Loan application forms

f800GS

I want to apply for a loan to consolidate debts. When they ask what credit cards, loans, finance etc that I already have, do I need to fill in everything that I have, or just what I want to consolidate? I have tried some of the on-line calculators and some clearly wont lend me anything if I enter all my out-goings, but I wouldnt have those out goings if I got the loan! does that make sense?

dannynixon

I would apply over the phone rather than onlineif it is for consolidation purposes. You will need to tell them your current outgoings and your outgoings once you have consolidated. You are more likely able to convince them over the phone that you can afford the repayments. Make sense?