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Typical APR
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I am getting a little annoyed with companies advertising a "Typical APR" then offering a loan with a higher rate.
Barclaycard and ASDA have both tried to pull that one on me.
I am going the loan route to try and manage my finances a little better - currently I have a big overdraft and occasionally hit the limit and get screwed by my bank.
I would like to transfer to a loan and get the control back but 15% APR is steep - I might as well use a Credit Card
Barclaycard and ASDA have both tried to pull that one on me.
I am going the loan route to try and manage my finances a little better - currently I have a big overdraft and occasionally hit the limit and get screwed by my bank.
I would like to transfer to a loan and get the control back but 15% APR is steep - I might as well use a Credit Card
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Comments
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AFAIK 'typical' APR means that they have to offer it to at least two thirds of their successful applicants. If your credit rating is less than perfect, you probably won't get it.I used to think that good grammar is important, but now I know that good wine is importanter.0
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