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soa and carers allowance

Advice please.
I have had to give up my part time job to look after my son whos disabled so now my only income is Carers Allowance at £50.55 a wk. I have an Egg loan which I stil owe £3500 on and Egg CC with £1000 owing. I have written to egg to make reduced payments of £40 a mth on loan and still continue to make minimum mthly payments on card. They have sent me a form for soa. How do I fill it in when i only have such a small amount and im not responsible for any household bills?

Comments

  • beanielou
    beanielou Posts: 95,712 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not too sure but sure someone will be along to help soon.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Just be honest, also would it be better going through CCCS, and asking their advice?
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
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