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Just to say hello

Hi everyone

Just to say I sent off my online application to cccs on Saturday and am waiting for my welcome pack. Is anyone aware of how long before it should arrive. Bit nervous but Im sure Ive done the right thing. So fed up of robbing peter to pay paul and struggling to keep my head above water. Bit worried about possible hassle from creditors too. Anyway hope to post some more soon.

Cheers Molly x ;)

Comments

  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Hi Molly, welcome to DFW :wave:

    Well done on taking the first step towards sorting out your debts. Keep posting - this site is fantastic for support and advice. :)
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • Just_Me_4
    Just_Me_4 Posts: 481 Forumite
    Part of the Furniture Combo Breaker
    Hi Molly

    We sent ours off yesterday so are at the same stage as you. Come and join the DMP support thread people give great advice on there.

    JM
    XXX
    Lightbulb moment: 14 May 2008
    Debt free date: April 2014
    DMP Mutual Support Thread Member No 188
    Nightowl Member No 16
  • Deep_In_Debt
    Deep_In_Debt Posts: 8,579 Forumite
    Part of the Furniture 1,000 Posts Photogenic Mortgage-free Glee!
    Hi Molly, my welcome pack from CCCS arrived within a week and it was such a relief when it did. I've been on a DMP since March with CCCS and I am still getting hassle from creditors but I guess it takes a while for it to settle down and for the creditors to see regular payments being made. I get hassle from all of my smaller creditors but my larger ones have been surprisingly quiet at the moment. The best way to deal with the creditors is to tell them you are with CCCS and give your reference number and put the phone down. I just ignore them when they ring now as they know I am on a dmp so there is no point in speaking to them any more as I can't afford to pay any more than I already am.

    You've done the right thing though and it does get easier once you get into it and start managing your budget.

    Good luck and keep posting.
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hello and welcome aboard!

    Stick around, join in the challenges, vent, rant, and laugh along the way.......

    We are a nice bunch.......(most of the time :rotfl: )
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • babyroo
    babyroo Posts: 89 Forumite
    Part of the Furniture Combo Breaker
    I know exactually how you feel, i got myself in abit of debt, i set up a DMP with Payplan, it did take awhile for the crediters to stop calling me, it's going to take awhile for me to pay off my debts, but i'm getting there.:money:
  • nimbo
    nimbo Posts: 3,701 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    good luck sweetie, and hope that it arrives soon.

    Stashbuster - 2014 98/100 - 2015 175/200 - 2016 501 / 500 2017 - 200 / 500 2018 3 / 500
    :T:T
  • Overthetop
    Overthetop Posts: 207 Forumite
    Hello Molly and welcome-good luck
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