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re-mortgage
tesss111
Posts: 16 Forumite
i am looking for a self certificate mortgage interest only 
80%LTV any advise who offering the best deals????.....:cool:
80%LTV any advise who offering the best deals????.....:cool: 0
Comments
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i am looking for a self certificate mortgage interest only
liar mortgages have tightened criteria and are checking more what you claim. Any reason why you want a self cert mortgage as many people that have one dont need it and are paying more for it. Many that do have one should not have one at all because they lied to get it and lenders are a bit wiser to it now (erm, maybe not wiser but certainly more careful)I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
My basic wage is not that high but I I receive maitenance from x husband and my familly tax credits add up to a considerable amount but as far as I"m aware high street lenders dont take this into consideration therefore I self certifide last time but my fixed rate mortgage has just come to an end. My partner and I are considering moving in together and possibly obtaining a mortgage together but he has poor credit history(defaults/not on electrol register) so I"m not sure which is my best option.:rolleyes:0
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