Aktiv Kapital Investment

albertramsbottom

Hi

I have reeived a letter form the above company demanding that I pay £847.57. Now whilst this debt could be mine from my student days I cannot remember ever oweing anybody this sum of money.

I have read some of the very long post regarding this company but wish to just clairfiy a few things.

Firstly I have read that if my debt is over 6 years old then I cannot be taken to court for it - is this right

Secondly, there is a number of posts regarding a payment of £1 - a so called stat fee. What is this and why would i pay it.

Finally, what should i do about this letter, should i ignore it or should I send them a letter asking what it is all about

Thanks in advance

skintstudentnurse

Hi,
Yes if the debt is older than 6 years old, they cannot chase you for it. There is another thread somewhere about Aktiv Kapital buying up old debts that can't be enforced and bullying people into paying up. I think the £1 fee is for asking for a copy of the credit agreement that you originally signed with the lender. If you go to the national debtlines website, you can download a letter to send them if you believe the debt is statute barred (older than 6 years), see if you can find the other thread about AK as well and have a look.

Good Luck!

stapeley

I would just reply , using the referance number they use , nothing else .Just say you have no knowledge of this alleged debt and suggest they check detail with their client ! Do not sign letter or phone them !

albertramsbottom

Thanks ill think I will initally reply and say I dont know anything about it and then see if the debt is older than 6 years if they persist

Thanks people

stapeley

Remember do not give any details , just their ref number.