Monday 19/05/08, what small dfw things will you do today???

klane

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.
Hello to all the regulars and any new posters! :hello::hello::wave::wave:

Hope you all had a good DFW weekend! We had a pretty low key one - did some DIY/painting, BBQ'd etc. Our hamster died sadly, so we didn't feel much like going out (he was an old thing though, well past his expected lifespan, and died in his sleep we think. A good life.).

Today, I have/will:
- done piggy clicks (3 today, hurrah)
- checked online banking
- did and paid in expenses so I can pay off work stuff in full on a credit card before I get any interest charges
- transferred some money to savings (aka, the pay my loan off in full sooner fund)
- accepted a MS job for today (have 2 to do tonight now)
- will check quidco as well in a minute (just to keep an eye on!)
- brought lunch into work
- Will check for more MS jobs later & add any further updates

I did splurge and buy a £20 (with postage) amazing bird house for our garden this weekend. Although that doesn't sound very DFW, I have been eyeing it up for weeks instead of buying it immediately to be sure I really wanted it, and have really thought about spending the money on it - and I looked at a lot of other cheaper ones too in case I found something else I liked as much. It doesn't sound like a big deal but as an impulsive shopper, it's a big change in my shopping habits.

**Amy**

:hello:

* Checked online banking
* Paying in cheque
* Paying in change from change jar
* Listing more items on ebay tonight
* Bought in own lunch

:beer:

OliveOyl_2

Morning all :hello: Today I have/will:

• MS at lunchtime
• Apart from above a NSD
• Charging phone @ work
• More gardening this evening (no need for gym membership )
• done click :rotfl:
• Write to n
• bank to claim £6 deducted from overseas transfer (we picked our bank carefully, there shouldn't be this charge)

Have a good one everone.

Cleosmum

I have:

• Walked kids to school
• Milk from Aldi on way home
• Piggy CT and comps
• Checked banking
• Checked ebay - buyer still not paid :mad:
• Checked for MS
• Filled out report for yesterdays visit.

And I will:

• Walk to pick DD up now
• Walk to pick up from school later
• Do the next stage of my SW meal plan so that I am covered for the rest of the week

Think thats it! Have a great day all! Well done on 3 clicks Klane!!!

angeldiva

I brought in my own lunch and im really proud of it

Homemade Bread Rolls with Egg mayo - the egg mayo has spring onions, light mayo and also black pepper...

role on lunchbreak...

tried to have a no spend day today but had to post some ebay stuff so spent money on that...it was a little extra than what I charged for.

cassey1

Hi everyone,hope the sun is shining where you are. I have got a day off :j

Today i have/will

-Two wash loads on 30,drying on line.
-will be nsd.
-keep fit dvd,no paying out for gym.
-lunch,left over from yesterday tea.
-done gardening,free way to keep fit.
-Would normanly when day off go shopping with my mum,but instead we will go for a bike ride.
-tea at mums.
-checked on line backing.
-done surveys.
-do comps later.
-free sample of coffee received in post.

Klane,enjoy your bird house,you really thought about buying it. I am sure you will get a lot of pleasure from it.

luxor4t

Today:
- washing out on the line

- next load on 30 degrees

- have checked through freezer for my lunch (trying to use up odds and sods)

- pigsback and quidco clicks

- altered E-bay 'me' page to reflect the changes.

- reminded e-bay non-paying bidder that money is still due :mad:

cassey1

Yorkshire Belle,I have only just seen your message about car boot that you posted yesterday for me. Sorry.

Yes there is a thread about car boots on here which you may find helpful.
If you want any advice just PM me and i will answer any questions you have,tell you what i find helpful,etc.

Bellawoo

cycled to work - no petrol or car parking charges:T
dinner brought from home:T
tea will be made from store cupboard :T
will do my clicks and surveys:T
checked online banking and ebay:T

I love NSD's!! Feeling in control for the first time in years!!:D

Bagpuss741

Today I have:

1. Washed/waxed car:T also cleaned inside.
2. Converted Tesco clubcard vouchers to have MOT for £12.50 (hopefully it will pass and not cost me anymore)
3. Phoned around to get cheapest price for a tyre (£22)
4. Had email from Tesco regarding joining Tesco Home Panel, so filled in details

Today I will
1. Piggy Comps/clicks.
2. Check online banking.

Bagpuss741

Our hamster died sadly, so we didn't feel much like going out (he was an old thing though, well past his expected lifespan, and died in his sleep we think.

So sorry to hear of loss I had 3 hamsters at one point and when they died I bought little gift boxes and filled them with bedding to use as coffins:embarasse I have put tiny rose bushes to mark where they are buried ( I know I'm a complete soppy mare:o ) I used to love watching them run around in their exercise balls in the garden. I had one kamikaze (sp?) hamster that would always head for the drain and get stuck:D