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CSA staff - future payments / leaving account in credit

Hi, I'm looking for a bit of help from the CSA staff / experts on the board please.

Is it possible for a NRP whose on the old system to make ad-hoc lump sum payments to the CSA for future child support liability? Can the NRP leave their account in credit?

What is the CSA policy on this? How does the accounts team / computer system deal with this?

Or will the CSA impose a DEO on the NRP? (I read recently that someone paying their child support EARLY led to a DEO being imposed!)

Oh, the NRP has no arrears.


I'd be grateful for any help cos I have no clue on this one.
SEPT 2008 - The CSA is responsible for collecting money in 553,800 out of 1,247,100 cases. In 442,000 of these cases the Resident Parent is on Benefits and so apart from £10 each, the money paid by each Non-Resident Parent goes to the Government and not the Resident Parent. The CSA collected £68.6m. Is the Govt. erasing child proverty? You decide!

Comments

  • mute_posting
    mute_posting Posts: 810 Forumite
    Part of the Furniture Combo Breaker
    Hi, I'm looking for a bit of help from the CSA staff / experts on the board please.

    Is it possible for a NRP whose on the old system to make ad-hoc lump sum payments to the CSA for future child support liability? Can the NRP leave their account in credit?

    What is the CSA policy on this? How does the accounts team / computer system deal with this?

    Or will the CSA impose a DEO on the NRP? (I read recently that someone paying their child support EARLY led to a DEO being imposed!)

    Oh, the NRP has no arrears.


    I'd be grateful for any help cos I have no clue on this one.

    I'd say you/they are probably better opening a seperate current account just for CSA and having CSA take DD payments from this - that way the money can be "put asside" but won't be assumed by the CSA to be a voluntarry "extra" payment (which I'm sure they would view a lump sum payment as whatever they say!)

    If that makes sense?

    MP
    :confused: I have a poll / discussion on Economy 7 / 10 off-peak usage (as a % or total) and ways to improve it but I'm not allowed to link to it so have a look on the gas/elec forum if you would like to vote or discuss.:cool:
  • csa_monitor
    csa_monitor Posts: 54 Forumite
    Blimey! I can't believe they would treat it as a voluntary payment. Cheeky so and so's.

    It's a shame really because those people who are self-employed (and I guess employees too) should be able to put their account in credit when times are good.
    Not everyone is comfortable with setting up a CSA DD on their bank account because they would have lost total control.

    Anyway thanks mute_posting I will tell my friend what you said.
    SEPT 2008 - The CSA is responsible for collecting money in 553,800 out of 1,247,100 cases. In 442,000 of these cases the Resident Parent is on Benefits and so apart from £10 each, the money paid by each Non-Resident Parent goes to the Government and not the Resident Parent. The CSA collected £68.6m. Is the Govt. erasing child proverty? You decide!
  • mute_posting
    mute_posting Posts: 810 Forumite
    Part of the Furniture Combo Breaker
    Not everyone is comfortable with setting up a CSA DD on their bank account because they would have lost total control.

    Anyway thanks mute_posting I will tell my friend what you said.

    That's why a suggest a seperate account, that way your friend can load it with money as and when (and probably earn some interest) and the CSA deducts from this seperate account via DD.

    DD in my mind isn't the prefered option as they can give 14 days notice and take what they like (and it will be VERY difficult to get them to change the ammount if they suddenly decide to take 20% extra via DD) but it IS preferable (IMHO) to pre-paying the CSA up-front.

    MP
    :confused: I have a poll / discussion on Economy 7 / 10 off-peak usage (as a % or total) and ways to improve it but I'm not allowed to link to it so have a look on the gas/elec forum if you would like to vote or discuss.:cool:
  • kelloggs36
    kelloggs36 Posts: 7,712 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    If the account is in credit it will reduce the future payments, and then refund any difference - so it is far too complicated to be a safe option. If self employed, then the previous suggestion is a good one - put the extra aside so that if times get a bit tough and you fnd it difficult to pay the full payments, you will be able to draw on it yourself and just pay the money. That way interest is in YOUR account and nobody elses!!
  • pinkpig08
    pinkpig08 Posts: 2,829 Forumite
    You don't have to pay by direct debit. We pay by standing order. That way WE set the amount to be paid, and it can't be changed without our say so. CSA have told us that DD would be easier, but then they would wouldn't they. So it makes no difference at all, except the CSA don't have control of your money!
    Sealed Pot Challenge #817 £50 banked :)
  • Donedoingdebt
    Donedoingdebt Posts: 1,196 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    I too, pay monthly by standing order. There was no problem setting it up about 18 months ago & it has run ok ever since.
    Donedoingdebt Lightbulb moment January 2000. Debt at highest approx £102,000. Debt now (October 2009 - absolutely fork all!!!):beer:
    CSA case closed on 02/09/10 :beer::beer:
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