Churchwood

katyw

Hi Guys.

I've picked up loads of useful information over the past year from just reading other peoples threads, but I now have a query of my own!

I took out a DMP with Churchwood 3 years ago for £211 a month. Never missed a payment etc, and my finances have improved lots in this time. Even to the extent that I am now a homeowner with a competitive mortgage from Abbey. The trouble is I am aware that about £35 per month of the money I pay to Churchwood goes on their admin, and their customer services is very poor.

I want to switch to Payplan or CCS, but don't know how this would affect a; my current mortgage, and b; my previous creditors.

Has anyone got any ideas?

Many thanks in advance.

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