Saturday 17/05/08, what small dfw things will you do today???

andan

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Hello to all the regulars and any new posters! :hello:

Will post mine in a mo once i have wrote my long list, hoping for another productive day!

andan

Well, now that i have completed my O.U assignment i have less things that i need to complete, so i have more time to catch up on everything.

My dfw things for today are:-
-Check for mystery shops
-Do some more matched betting
-Do any surveys i may recieve
-Sort through emails
-Texts some friends back re getting together
-Sort out finances for the rest of the month
-Have stuck the washing out in the hope it will dry outside today, or partly dry, depending on if the rain comes
-Have cancelled going out tonight as i can't really afford it
-Will work on brochures and leaflets for my business
-Check on website for loads of helpful business advice
-Make a storecupboard meal
-Will place a tesco order, taking advantage of buy one get one frees and hopefully use a code - MANAGED TO GET £13 OFF MY TOTAL!
-Will look at insurance for business and see if i can go through quidco
-Pay off bill i didn't pay yesterday
-Write letter to credit card company to cancel it and use a free stamp if necessery
-Work on housework
-Try and keep things turned off so that were not using too much electricity and try and keep heating off
-List vouchers and stamps on ebay
-Look at signing up to some more mystery shopping companies
-Check out when my course is going to be available to enrol on
-Dig out counselling books for the course
-Update spreadsheets and challenges
-Check online banking and move any money around
-Looked for more beauty therapy uniforms on ebay and more oils/creams
-Started putting away clothes
-Will try and get some ironing done

If i get at least half of this done i will be happy, but am aiming for a very busy day. Hope everyone is having a great start to the weekend.

Bagpuss741

Today I have/will

1. Check online banking
2. Piggy clicks/comps
3. Sit and watch FA cup final for first time ever (Good Luck Cardiff!!)
4. Only spend £1 on lottery ticket.

Mrs_Thrify

Here's my list of small money saving things I do...
Monday to Friday - I always take a packed lunck to work
I choose a magazine to read in my lunch break with - the one on cheep offer or the one I have a voucher for. After reading the stories in one like pick me up , I then have a go at the puzzle page to make it last for the 5 lunch breaks.Today, Saturday - I will be putting the washing machine on - set @ 40 temp, it takes under an hour to wash and then it will be pegged out on the line. 10.30 ish I am going to car share with my daughter (her car) and go into town. Buy healthy packed lunch food for next week. Post a birthday card - bought for 30p with a second class stamp.
This afternoon I am thinking of washing some windows. I use to pay a window cleaner £15 twice a month untill I stoped it and bought the window washey things so I could do it myself.
Best Wishes... Julie

Cleosmum

Today I have:

• Found a padded envelope to send ebay item in

And I will:

• [strike]Post ebay item[/strike]
• [strike]Send DS off for a free swim using kelloggs voucher[/strike] Hes going another day
• [strike]Check banking[/strike]
• [strike]Check for mystery shops[/strike] Picked up 2 more shops :T
• [strike]Do PB comps and CT[/strike]
• [strike]Fill out mystery shop report that I forgot last night [/strike]
• [strike]Meals from stores[/strike] Argh realised I had forgotten things like bread rolls and salad when shopping last night, so had to go and buy those :mad:
• [STRIKE]Finish rooms[/STRIKE] 3/4 of the way there
• [strike]Do some washing at 30 on quick[/strike] Done
• [strike]Airer dry above - flippin weather, wheres the sun gone[/strike] On airer

Think thats it!

Have a good day!

cassey1

Hi everyone,hope everyone is ok.

Today i will/have

-keep fit dvd instead of paying for gym.
-Breakfast,lunch and tea from fridge,store cupboard.
-check on line banking.
-get items down from loft for tomorrows car boot.
-sort out more items for car boot.
-NSD
-will not go out tonight,DH and i will have nice meal in and bottle of wine.
-two loads of washing on 30,on line drying. Waching for rain.
-will not go into town,so not tempted to spend money
-do surveys/comps.
-must get off this computer and go do ironing and housework!!

have a great day everyone.

thepinklady

Today I will/have:

* Have a NSD
* Look for a better paid job
* Instead of renting a dvd at Blockbusters for tonight I will watch one of my own dvds
* Have a meal in with the OH other than going into town

Have a great Saturday everyone x

got-it-spend-it

Morning everyone!

Well I finally feel human today after a week of feeling dreadful:T , which means I have a lot to catch up on! So today I will....

-Meal plan, write shopping list and go shopping.
-Go to the gym, spend nothing while I'm there.
-Breakfast and lunch from storecupboard- dinner at family so no spend on that.
-Pigsback and surveys
-Wash at 30 and hang on drier/ line depending on weather.
-Check online banking- transfer money if necessary.

I think that's the lot, and doesn't actually look too bad!

Better crack on with it though- have a great Saturday everyone.:D

GISI

claireabelle_2

Hi everyone...
Feeling a bit traumatised after an expensive trip to the opticians, low key rest of the month for me!
Done a piggy click, checked my internet banking and made sure I had enough for opticians bill, by swapping things around... checked for mystery shops but none I fancied! Not much else, feeling the pinch at the moment and wondering if i'm pushing myself too hard - I don't have any contingency because I pay shedloads off at the start of the month and so when things crop up it throws me a bit. If I keep contingency I'll spend it though!
Have to keep thinking it's only til January... but if i slack it'll be longer. :rolleyes:
See you later
Claire

painted_lady

Hi guys, I havent posted for a few days. Here goes,
- I got a huge payment from tax credits, going to use it to pay off my virgin balance and with whats left I have booked a holiday (sorry, but need one) and will send the rest towards egg balance
- I chased up £48 someone owes me, hopefully will get it sometime this millenium
- I am going to a friends for BBQ so will get free tea
- got a free babysitter so going out (but will use my railcard to get into town, share taxi back with someone and try not to drink too fast)
- will clean out the fridge before babysitter comes, try to find the offending item, then she might want to do it again!
- need to checkround for pet insurance, think I put this other day but havent done it yet. If they are going to make me pay £16 a month for 2 cats, I might aswell go through quidco

headoutthesand

julie_d wrote: »

This afternoon I am thinking of washing some windows. I use to pay a window cleaner £15 twice a month untill I stoped it and bought the window washey things so I could do it myself.
Best Wishes... Julie

Where do you live - Buckingham Palace...?!?!?!:rotfl:

£30 a month is vvvvvvv expensive.

I paid my window cleaner £6 a month (£3 each visit) but cancelled him yesterday and have washed the windows with stardrops and washing up liquid.