Credit Card Payback?

Ryan_Gray

Hi,

basically my situation is this:

i owe 900 to a credit card, 500 to an overdraft and i have a 900 loan.

im getting my old deposit back from my place of 400 and want to know in regard to my credit score, which is the best one to payback.

i assume its the credit card but im not too sure.

My loan is all set in regular payments so im not too fussed with that tbh,

my overdraft wont take too long to pay back really, so its just the credit card that seems like my sensible option?

Thanks in advance.

Welshlassie

The one with the highest interest rate so probably the CC.

GeorgeUK

Would it be possible to get another CC with a 0% promotional offer? This way you may be able to trasfer the balance from the CC to 0% and pay off your overdraft with the other money. Just remember never to spend on a card you have done a BT with. (BT = balance transfer)

Ryan_Gray

alas no, i get declined for new cards unfortunatly.