Thursday 15/05/2008. What small dfw things will you do today???

Cleosmum

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I have:

• Checked banking - all ok
• Checked ebay - finally have some bids on 2 items ending today
• Done PB CT and comps

And I will:

• [STRIKE]Wait for kind postie and then go and bank cheque[/STRIKE]
• [STRIKE]Check Toluna[/STRIKE]
• Take stuff back to Tesco (as yesterday)
• Do shopping from my supermarket lists at Asda and Tesco
• Pay 2 bills
• [STRIKE]Pick up £2 that me mum owes me[/STRIKE]
• Update tax credits

Think thats it for now, cant think, me tummy feels really peculiar lol.

Have a great day everyone!

**Amy**

:hello:

Well so far i have bought a cheque in that i "found" (i had forgoten about it :eek: ) so will be putting that into my account (£33!) and i have checked my online banking, and bought in a nice packed lunch.

:j

unhappybuuny79

Well another NSD for me today

My other half made me a bacon sandwich to bring into work, so I had a treat at my desk.

Lunch is also brought in from home.

Dinner will be made out of what we have got in already and then the shopping will arrive after we’ve eaten so no need to go out and indulge in special offers.

Charging mobile at work
Sent promo packs out with second class stamp saving pennies but pennies make pounds

Getting costumes ready for this weekends shows later so keeps me occupied.

Need to order some bits for my costumes though so will have to look at how cheap I can get it at the wholesalers before we set out on Sunday – This is all budgeted for so its nothing major.

Keep it up guys

Cleosmum

Oh my gawd!!! How could I forget that today my debt goes below the £9k mark :j:beer: now £8,944.99 :T paid off £1381.89 since 21/02/08 - feeeeeeels good

dfw844

Congrats Cleosmum! As you can see from my signature I know just how that feels.

Ok, it's not technically today - but yesterday I was picking my way through the football crowds and rubbish in Manchester city centre, and (I don't know how I saw it amongst all the litter), I found a £5 note! So I now believe everyone who says look at the ground as you walk and you might find cash. I was just looking out for broken glass...

Normally I would feel bad about finding someone else's money, but I'm thinking it makes up for the sleepless night I got from all the police helicopters!

As for today, got a frozen chili I made a few weeks ago out of the freezer for tea. Lunch is another matter, I'm going to have to go out. But will aim to keep it low.

xx

unhappybuuny79

dfw844 wrote: »

Lunch is another matter, I'm going to have to go out. But will aim to keep it low.

xx

You could treat yourself with the "found Fiver" and not feel guilty!!

PandaPants_2

I sold my old tv yesterday for £40, which went straight into the holiday spending fund.

Today i will look in a pound shop for stuff to sell on ebay and am splurging £3 on lunch with my friend.

dfw844

unhappybuuny79 wrote: »

You could treat yourself with the "found Fiver" and not feel guilty!!

Whoops, already did that yesterday... Took a friend for coffee and cake to 'celebrate'! Great minds think alike, eh?

juno

* Go to work - I've started new shifts (more hours!) this week, and I used to have Thursdays off
* Have a no spend day
* Will photocopy pay slip for OU stuff
* Check internet banking
* Post readitswapit book

MinniMe_2

Morning all.
Today I have/will
-brought lunch in
-dinner from stuff in the house
-charging mobile in work
-taking photos to upload stuff to ebay:)

Cleosmum

Cleosmum wrote: »

Today I have:

• Checked banking - all ok
• Checked ebay - finally have some bids on 2 items ending today
• Done PB CT and comps

And I will:

• [strike]Wait for kind postie and then go and bank cheque[/strike]
• [strike]Check Toluna[/strike]
• Take stuff back to Tesco (as yesterday)
• Do shopping from my supermarket lists at Asda and Tesco
• Pay 2 bills
• [strike]Pick up £2 that me mum owes me[/strike]
• Update tax credits

Think thats it for now, cant think, me tummy feels really peculiar lol.

Have a great day everyone!

I have also:

• Been to Boots and used a skincare voucher for handcream, bought some toddler cutlery which was half price and still had 342 on it, half price trainer cup and a washbag for DS and used 100 points coupon from mag. Got another £5 skincare voucher so bought more hand cream (now have 3) Total spend £7.29
• Paid DS birthday money into his account

And I also will:

• [strike]Walk to school if the rain holds off[/strike]
• Build bargain ebay bed
• [strike]Check for mystery shops[/strike]