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Fixed or Base Rate Tracker?

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Comments

  • neetugopal
    neetugopal Posts: 57 Forumite
    I am useless at typing and causing confusion..I am sure I typed 5.63 & 5.63..I am so ambarrased now..
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  • fraggle8
    fraggle8 Posts: 34 Forumite
    neetugopal wrote: »
    I am useless at typing and causing confusion..I am sure I typed 5.63 & 5.63..I am so ambarrased now..

    that makes more sense!! how did you get 5.69 with halifax they have over 6.3 on website?
  • Peelerfart
    Peelerfart Posts: 2,177 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    neetugopal wrote: »
    I am useless at typing and causing confusion..I am sure I typed 5.63 & 5.63..I am so ambarrased now..

    Is KO I cant ytpe either :D

    LOL
    Space available for rent
  • neetugopal
    neetugopal Posts: 57 Forumite
    fraggle8 wrote: »
    that makes more sense!! how did you get 5.69 with halifax they have over 6.3 on website?

    I was offered this in the branch.
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  • broke_mum_of_three
    broke_mum_of_three Posts: 273 Forumite
    neetugopal wrote: »
    I spoke to my current mortgage provider A&L and I was surprised to find out that my new rate is going to be 5.99 (BOE rate +.99) which is not bad as I don't have to pay arrangement & exit fees for switching supplier. I am pondering the idea of sticking with A&L for a year or so and hope market improves to allow me to get a better deal :-)
    I am in exactly the same position with A&L and I'm going to take (BOE+.99) and wait and see as it is costing me nothing.
    Live on a little over £4k challenge
    Sealed pot challenge no. 315
  • LillyJ
    LillyJ Posts: 1,732 Forumite
    neetugopal wrote: »
    I was offered this in the branch.

    Did you apply for this a while ago? We got a tracker at 0.63% above base making it currently 5.63% which we thought was not bad as FTBs and we can afford a hike in interest rates. But we applied for this mortgage the day before Halifax increased their rates the first time :beer: (about a month or so ago)
  • neetugopal
    neetugopal Posts: 57 Forumite
    LillyJ wrote: »
    Did you apply for this a while ago? We got a tracker at 0.63% above base making it currently 5.63% which we thought was not bad as FTBs and we can afford a hike in interest rates. But we applied for this mortgage the day before Halifax increased their rates the first time :beer: (about a month or so ago)

    Well done..You got it just in time..
    I applied around 3 weeks ago..However I am going to stick with A&L as arrangement and switching fess does not make the deal worth switching..
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