We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
charging order/ccj & unfair penalties
tessa_rose
Posts: 1 Newbie
hello there,
iam new to the forum & any comments/advice would be wellcomed,
iam due to go to court for a final charging order at end of the month
DCA bought my old credit card debt from barclaycard & obtained a ccj against me, i was quite ill at the time it went to court, so was unable to defend it , and was ordered to pay by instalment which i have been doing, but was late with one payment, but i am still paying and up to date , so because of the late payment i had an interim charging order land on my doormat, after doing a bit of reading in forums i think that alot of the debt was made up of penalty charges from the original creditor & the DCA
does anyone know if i could reclaim any money back from the creditor as i already have a ccj,the debt is now over £5.000, and if the charging order is granted they get 8% interest per month until the debt is paid because it is over £5k ,what a riip off, my blood pressure is seriously high , no wonder with this going on,
iam new to the forum & any comments/advice would be wellcomed,
iam due to go to court for a final charging order at end of the month
DCA bought my old credit card debt from barclaycard & obtained a ccj against me, i was quite ill at the time it went to court, so was unable to defend it , and was ordered to pay by instalment which i have been doing, but was late with one payment, but i am still paying and up to date , so because of the late payment i had an interim charging order land on my doormat, after doing a bit of reading in forums i think that alot of the debt was made up of penalty charges from the original creditor & the DCA
does anyone know if i could reclaim any money back from the creditor as i already have a ccj,the debt is now over £5.000, and if the charging order is granted they get 8% interest per month until the debt is paid because it is over £5k ,what a riip off, my blood pressure is seriously high , no wonder with this going on,
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.5K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.5K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.5K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards