Halifax Mortgage Advice

andrewjb2

I am currently going through the process of buying a new house and have taken a mortgage out with the Halifax. A copy of my mortgage offer was sent out to my Solicitor, Financial Advisor and My home address. The Offer was sent about 1 month ago but we are waiting for the construction of our new house to be completed. A few people I work with have asked if I have signed the mortgage offer and sent it back. I didn’t know I had to sign anything and the solicitor hasn’t asked us to. The documentation sent to me didn’t have anything to sign.

Can anyone tell me if we should have signed anything, specifically with a Halifax mortgage as our house is nearly finished and I don’t want any holdups. Our Solicitor has left his practice and I have a new contact, when I phoned her she hadn’t even looked at the file!

Please help… STRESSED!!!!!!!

Fairdo_2

It is down to your solicitor to get any necessary signatures, as your copy would be for your records only.

I suggest you speak to your new solicitor ask her to get off her backside and look at your file!

swebber

Hiya,

I think they are getting you confused, as you should have signed the application to apply for the Mortgage. As far as I'm aware that's all you need to do. I'm on my second one in as many years and I'm sure that's what we did.
You say you want it by signing, then they offer it to you. Shouldn't be more signatures.
Hopefully someone will say if I'm wrong.