GE Money Home Lending and ppi reclaiming

pamril1

Help I need a bit of advice. I Sent the template letter off to GE Home Money Lending requesting they reimburse me for my ppi on a secured loan I had three years ago. They definately mis sold the policy as I didn't realise that it was only covering 5 years and we paid a single premium for the policy and repaid the loan after only a year.
They replied telling me that they did not sell me the policy it was a company called Advantage, although I never had dealings with this company and was almost certain that GE were just playing games I sent the same template to Advantage just to be certain and guess what they have no records. Advantage were understandably unhappy that GE had tried to pass the buck and tried to contact GE in order to sort it out on my behalf but were told they did not hold authority to discuss the matter. Advantage have advised me to find all copies of documents relating to the loan and ppi and send them with copy of the letter they sent me today to GE.
What shall I write in my covering letter? Is there a piece of legislation regarding companies that deliberately try to dodge the bullet? Shall I threaten them?
I have found my original documents and every piece says Igroup, which from what I can make out was the name they used to go by but does this mean I cannot reclaim?
Any advise would be greatly appreciated as I'm really no good with these things:D

sparky0107

pamril1 wrote: »

Help I need a bit of advice. I Sent the template letter off to GE Home Money Lending requesting they reimburse me for my ppi on a secured loan I had three years ago. They definately mis sold the policy as I didn't realise that it was only covering 5 years and we paid a single premium for the policy and repaid the loan after only a year.
They replied telling me that they did not sell me the policy it was a company called Advantage, although I never had dealings with this company and was almost certain that GE were just playing games I sent the same template to Advantage just to be certain and guess what they have no records. Advantage were understandably unhappy that GE had tried to pass the buck and tried to contact GE in order to sort it out on my behalf but were told they did not hold authority to discuss the matter. Advantage have advised me to find all copies of documents relating to the loan and ppi and send them with copy of the letter they sent me today to GE.
What shall I write in my covering letter? Is there a piece of legislation regarding companies that deliberately try to dodge the bullet? Shall I threaten them?
I have found my original documents and every piece says Igroup, which from what I can make out was the name they used to go by but does this mean I cannot reclaim?
Any advise would be greatly appreciated as I'm really no good with these things:D

Hiya pamril1,
Try posting this in the PPI discussion thread, there are some very knowledgable people on there, I have had a loan with the same people, and just received some paperwork today, I've posted on the discussion thread, and already getting some answers.
HTH